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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,886 | $152,597-87.6% | $117,533-83.9% | $134,532-86.0% |
| Participation rate | 40.0% | 77.1%-37.1pp | 70.6%-30.6pp | 81.2%-41.2pp |
| Annual return | -19.64% | 53.04%-72.7pp | 29.77%-49.4pp | 418.27%-437.9pp |
| Employer contribution / active EE | $356 | $5,576-93.6% | $4,179-91.5% | $4,741-92.5% |
| Participant deferral / active EE | $2,458 | $4,821-49.0% | $4,072-39.7% | $6,401-61.6% |
| Admin fee / account holder | $1,384 | $7,007-80.2% | $5,647-75.5% | $11,429-87.9% |