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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,797 | $56,134+3.0% | $96,171-39.9% | $85,847-32.7% |
| Participation rate | 100.0% | 56.7%+43.3pp | 68.4%+31.6pp | 69.3%+30.7pp |
| Annual return | 10.01% | 42.30%-32.3pp | 192.04%-182.0pp | 318.61%-308.6pp |
| Employer contribution / active EE | $2,793 | $1,620+72.4% | $2,799-0.2% | $2,565+8.9% |
| Participant deferral / active EE | $4,928 | $2,858+72.5% | $4,350+13.3% | $3,952+24.7% |
| Admin fee / account holder | $12,421 | $3,769+229.6% | $5,538+124.3% | $6,261+98.4% |