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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,836 | $60,442+23.8% | $96,754-22.7% | $87,485-14.5% |
| Participation rate | 100.0% | 58.7%+41.3pp | 70.3%+29.7pp | 68.9%+31.1pp |
| Annual return | 12.37% | 21.97%-9.6pp | 82.04%-69.7pp | 26.06%-13.7pp |
| Employer contribution / active EE | $3,384 | $1,691+100.2% | $2,679+26.3% | $2,596+30.4% |
| Participant deferral / active EE | $5,917 | $3,280+80.4% | $4,758+24.4% | $4,274+38.5% |
| Admin fee / account holder | $9,660 | $5,069+90.6% | $8,905+8.5% | $7,775+24.2% |