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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,872 | $52,519-31.7% | $155,789-77.0% | $59,633-39.8% |
| Participation rate | 97.0% | 61.7%+35.3pp | 76.1%+20.9pp | 68.7%+28.3pp |
| Annual return | -4.72% | 53.51%-58.2pp | 71.54%-76.3pp | 2041.45%-2046.2pp |
| Employer contribution / active EE | $2,521 | $1,589+58.6% | $3,839-34.3% | $2,203+14.4% |
| Participant deferral / active EE | $4,092 | $3,084+32.7% | $4,798-14.7% | $3,192+28.2% |
| Admin fee / account holder | $1,168 | $3,540-67.0% | $7,477-84.4% | $4,297-72.8% |