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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,480 | $153,769-87.3% | $133,975-85.5% | $273,972-92.9% |
| Participation rate | 72.7% | 88.4%-15.6pp | 87.1%-14.3pp | 83.0%-10.3pp |
| Annual return | 9.94% | 36.51%-26.6pp | 29.29%-19.4pp | 41.46%-31.5pp |
| Employer contribution / active EE | $3,446 | $6,029-42.8% | $5,211-33.9% | $4,869-29.2% |
| Participant deferral / active EE | $5,275 | $6,958-24.2% | $6,282-16.0% | $5,287-0.2% |
| Admin fee / account holder | $1,831 | $11,765-84.4% | $9,324-80.4% | $10,133-81.9% |