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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,790 | $138,386+24.9% | $184,260-6.2% | $80,935+113.5% |
| Participation rate | 78.1% | 83.9%-5.8pp | 86.8%-8.7pp | 67.7%+10.5pp |
| Annual return | 16.00% | 20.02%-4.0pp | 28.84%-12.8pp | 35.66%-19.7pp |
| Employer contribution / active EE | $4,319 | $4,851-11.0% | $6,427-32.8% | $2,757+56.7% |
| Participant deferral / active EE | $7,286 | $7,076+3.0% | $9,133-20.2% | $4,299+69.5% |
| Admin fee / account holder | $8,777 | $10,489-16.3% | $13,898-36.8% | $6,924+26.8% |