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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,798 | $171,492+84.7% | $150,734+110.2% | $198,609+59.5% |
| Participation rate | 80.0% | 81.4%-1.4pp | 78.4%+1.6pp | 82.4%-2.4pp |
| Annual return | 12.52% | 804.70%-792.2pp | 600.81%-588.3pp | 202.70%-190.2pp |
| Employer contribution / active EE | $1,337 | $5,470-75.6% | $4,918-72.8% | $5,055-73.5% |
| Participant deferral / active EE | $7,640 | $6,259+22.1% | $5,610+36.2% | $6,977+9.5% |
| Admin fee / account holder | $2,425 | $17,628-86.2% | $14,905-83.7% | $19,030-87.3% |