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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,798 | $111,535+184.0% | $105,223+201.1% | $137,256+130.8% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 80.0%0pp |
| Annual return | 12.52% | 237.85%-225.3pp | 180.65%-168.1pp | 220.34%-207.8pp |
| Employer contribution / active EE | $1,337 | $3,939-66.1% | $3,689-63.7% | $4,156-67.8% |
| Participant deferral / active EE | $7,640 | $5,500+38.9% | $5,072+50.6% | $6,407+19.2% |
| Admin fee / account holder | $2,425 | $9,721-75.1% | $8,859-72.6% | $12,270-80.2% |