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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,112 | $102,422-27.6% | $147,117-49.6% | $80,959-8.5% |
| Participation rate | 76.0% | 75.9%+0.1pp | 82.2%-6.2pp | 67.7%+8.3pp |
| Annual return | 10.58% | 135.16%-124.6pp | 420.54%-410.0pp | 35.67%-25.1pp |
| Employer contribution / active EE | $2,008 | $3,717-46.0% | $4,932-59.3% | $2,757-27.2% |
| Participant deferral / active EE | $5,146 | $6,652-22.6% | $8,065-36.2% | $4,300+19.7% |
| Admin fee / account holder | $11,940 | $7,953+50.1% | $12,993-8.1% | $6,925+72.4% |