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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,477 | $84,236-41.3% | $170,435-71.0% | $70,126-29.4% |
| Participation rate | 69.2% | 70.8%-1.6pp | 83.6%-14.4pp | 69.5%-0.3pp |
| Annual return | 20.83% | 23.06%-2.2pp | 205.94%-185.1pp | 73.15%-52.3pp |
| Employer contribution / active EE | $1,116 | $3,387-67.1% | $5,432-79.5% | $2,343-52.4% |
| Participant deferral / active EE | $2,576 | $3,086-16.5% | $4,939-47.8% | $3,332-22.7% |
| Admin fee / account holder | $775 | $5,698-86.4% | $13,881-94.4% | $4,645-83.3% |