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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,503 | $85,171-33.7% | $172,753-67.3% | $72,976-22.6% |
| Participation rate | 68.8% | 70.1%-1.3pp | 82.6%-13.9pp | 69.5%-0.7pp |
| Annual return | 22.45% | 27.32%-4.9pp | 803.00%-780.6pp | 81.02%-58.6pp |
| Employer contribution / active EE | $1,209 | $3,324-63.6% | $5,144-76.5% | $2,440-50.4% |
| Participant deferral / active EE | $2,596 | $3,260-20.4% | $5,198-50.1% | $3,608-28.0% |
| Admin fee / account holder | $1,621 | $5,880-72.4% | $13,956-88.4% | $5,124-68.4% |