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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,716 | $100,073+49.6% | $85,126+75.9% | $145,877+2.6% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 18.75% | 84.11%-65.4pp | 66.63%-47.9pp | 551.28%-532.5pp |
| Employer contribution / active EE | $1,451 | $3,236-55.2% | $2,731-46.9% | $4,663-68.9% |
| Participant deferral / active EE | $7,579 | $5,294+43.2% | $4,523+67.6% | $6,691+13.3% |
| Admin fee / account holder | $4,851 | $7,261-33.2% | $6,160-21.2% | $13,402-63.8% |