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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,088 | $165,939-81.9% | $122,354-75.4% | $147,586-79.6% |
| Participation rate | 100.0% | 79.6%+20.4pp | 71.6%+28.4pp | 82.8%+17.2pp |
| Annual return | 24.77% | 34.56%-9.8pp | 30.28%-5.5pp | 578.59%-553.8pp |
| Employer contribution / active EE | $8,612 | $5,754+49.7% | $4,051+112.6% | $4,876+76.6% |
| Participant deferral / active EE | $4,350 | $4,005+8.6% | $3,287+32.3% | $5,439-20.0% |
| Admin fee / account holder | $3,804 | $7,425-48.8% | $5,479-30.6% | $10,886-65.1% |