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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,845 | $114,093-31.8% | $96,171-19.1% | $167,536-53.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 21.76% | 190.00%-168.2pp | 192.04%-170.3pp | 478.82%-457.1pp |
| Employer contribution / active EE | $1,753 | $3,429-48.9% | $2,799-37.4% | $4,839-63.8% |
| Participant deferral / active EE | $6,257 | $5,197+20.4% | $4,350+43.8% | $6,342-1.3% |
| Admin fee / account holder | $681 | $6,899-90.1% | $5,538-87.7% | $12,315-94.5% |