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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,039 | $105,158+198.6% | $94,672+231.7% | $139,487+125.1% |
| Participation rate | 75.0% | 82.4%-7.4pp | 80.8%-5.8pp | 80.3%-5.3pp |
| Annual return | 14.96% | 38.11%-23.1pp | 156.89%-141.9pp | 373.84%-358.9pp |
| Employer contribution / active EE | $5,399 | $4,107+31.5% | $3,673+47.0% | $4,755+13.6% |
| Participant deferral / active EE | $1,875 | $7,599-75.3% | $7,417-74.7% | $6,713-72.1% |
| Admin fee / account holder | $3,706 | $8,972-58.7% | $7,222-48.7% | $11,407-67.5% |