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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,874 | $97,020+236.9% | $83,327+292.3% | $135,380+141.4% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -7.93% | 12.31%-20.2pp | 10.64%-18.6pp | 519.81%-527.7pp |
| Employer contribution / active EE | $10,069 | $4,144+143.0% | $3,379+198.0% | $4,779+110.7% |
| Participant deferral / active EE | $7,475 | $5,964+25.3% | $5,565+34.3% | $5,609+33.3% |
| Admin fee / account holder | $4,678 | $8,426-44.5% | $7,540-38.0% | $10,828-56.8% |