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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,046 | $115,917+204.6% | $100,535+251.2% | $158,982+122.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 10.21% | 34.80%-24.6pp | 30.90%-20.7pp | 302.99%-292.8pp |
| Employer contribution / active EE | $10,536 | $4,105+156.6% | $3,419+208.2% | $4,763+121.2% |
| Participant deferral / active EE | $3,000 | $6,677-55.1% | $6,271-52.2% | $5,983-49.9% |
| Admin fee / account holder | $3,999 | $11,002-63.7% | $8,085-50.5% | $11,252-64.5% |