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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,108 | $209,405+34.2% | $178,486+57.5% | $158,931+76.9% |
| Participation rate | 94.1% | 86.4%+7.8pp | 81.9%+12.2pp | 82.0%+12.2pp |
| Annual return | 11.94% | 188.77%-176.8pp | 151.08%-139.1pp | 302.86%-290.9pp |
| Employer contribution / active EE | $5,709 | $5,7070% | $5,011+13.9% | $4,761+19.9% |
| Participant deferral / active EE | $3,376 | $5,954-43.3% | $5,202-35.1% | $5,982-43.6% |
| Admin fee / account holder | $10,996 | $17,076-35.6% | $13,985-21.4% | $11,247-2.2% |