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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,365 | $202,342+25.7% | $172,753+47.2% | $152,909+66.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 19.18% | 1029.88%-1010.7pp | 803.00%-783.8pp | 345.46%-326.3pp |
| Employer contribution / active EE | $5,156 | $5,857-12.0% | $5,144+0.2% | $4,764+8.2% |
| Participant deferral / active EE | $2,984 | $5,948-49.8% | $5,198-42.6% | $5,851-49.0% |
| Admin fee / account holder | $9,886 | $17,112-42.2% | $13,956-29.2% | $11,601-14.8% |