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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,991 | $93,064-17.3% | $74,577+3.2% | $273,972-71.9% |
| Participation rate | 90.0% | 74.9%+15.1pp | 68.1%+21.9pp | 83.0%+7.0pp |
| Annual return | 8.71% | 26.18%-17.5pp | 20.47%-11.8pp | 41.46%-32.7pp |
| Employer contribution / active EE | $4,141 | $3,160+31.1% | $2,525+64.0% | $4,869-14.9% |
| Participant deferral / active EE | $7,351 | $4,160+76.7% | $3,458+112.6% | $5,287+39.0% |
| Admin fee / account holder | $463 | $5,273-91.2% | $4,138-88.8% | $10,133-95.4% |