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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,906 | $104,953+4.7% | $84,637+29.9% | $152,909-28.1% |
| Participation rate | 90.0% | 74.8%+15.2pp | 68.2%+21.8pp | 82.5%+7.5pp |
| Annual return | 20.03% | 373.94%-353.9pp | 258.82%-238.8pp | 345.46%-325.4pp |
| Employer contribution / active EE | $4,501 | $3,304+36.2% | $2,653+69.6% | $4,764-5.5% |
| Participant deferral / active EE | $8,296 | $4,691+76.9% | $3,900+112.7% | $5,851+41.8% |
| Admin fee / account holder | $6,778 | $6,244+8.5% | $4,914+37.9% | $11,601-41.6% |