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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,099 | $160,028-23.1% | $147,080-16.3% | $145,884-15.6% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+7.9pp |
| Annual return | 10.50% | 98.60%-88.1pp | 420.17%-409.7pp | 551.85%-541.3pp |
| Employer contribution / active EE | $4,310 | $5,286-18.5% | $4,933-12.6% | $4,662-7.5% |
| Participant deferral / active EE | $8,698 | $8,422+3.3% | $8,066+7.8% | $6,690+30.0% |
| Admin fee / account holder | $1,202 | $15,030-92.0% | $12,989-90.7% | $13,392-91.0% |