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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,706 | $138,068-36.5% | $125,358-30.0% | $134,493-34.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -23.78% | 750.30%-774.1pp | 572.03%-595.8pp | 418.01%-441.8pp |
| Employer contribution / active EE | $3,317 | $5,244-36.8% | $4,814-31.1% | $4,740-30.0% |
| Participant deferral / active EE | $7,782 | $7,799-0.2% | $7,447+4.5% | $6,400+21.6% |
| Admin fee / account holder | $616 | $11,568-94.7% | $10,007-93.8% | $11,425-94.6% |