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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,367 | $82,678-68.1% | $125,391-79.0% | $68,490-61.5% |
| Participation rate | 65.5% | 75.1%-9.5pp | 82.4%-16.9pp | 67.9%-2.4pp |
| Annual return | 4.75% | -5.97%+10.7pp | 572.41%-567.7pp | -7.85%+12.6pp |
| Employer contribution / active EE | $3,862 | $3,382+14.2% | $4,816-19.8% | $2,597+48.7% |
| Participant deferral / active EE | $3,045 | $6,111-50.2% | $7,448-59.1% | $4,028-24.4% |
| Admin fee / account holder | $1,253 | $6,277-80.0% | $10,009-87.5% | $5,403-76.8% |