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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,329 | $98,776-80.4% | $149,745-87.1% | $79,856-75.8% |
| Participation rate | 48.1% | 75.8%-27.6pp | 82.5%-34.3pp | 69.6%-21.5pp |
| Annual return | 38.13% | 27.38%+10.8pp | 276.72%-238.6pp | 31.71%+6.4pp |
| Employer contribution / active EE | $2,816 | $3,217-12.5% | $4,646-39.4% | $2,471+14.0% |
| Participant deferral / active EE | $3,318 | $5,681-41.6% | $6,843-51.5% | $3,741-11.3% |
| Admin fee / account holder | $190 | $6,053-96.9% | $9,312-98.0% | $5,306-96.4% |