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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,117 | $77,638+30.2% | $156,551-35.4% | $62,881+60.8% |
| Participation rate | 91.2% | 71.2%+20.0pp | 84.0%+7.2pp | 69.3%+21.9pp |
| Annual return | 4.46% | 50.33%-45.9pp | 32.23%-27.8pp | 20.14%-15.7pp |
| Employer contribution / active EE | $1,584 | $3,444-54.0% | $5,501-71.2% | $2,281-30.6% |
| Participant deferral / active EE | $4,550 | $3,046+49.4% | $4,871-6.6% | $3,203+42.1% |
| Admin fee / account holder | $14,949 | $5,561+168.8% | $13,028+14.7% | $4,296+248.0% |