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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,103 | $95,406+56.3% | $185,849-19.8% | $85,847+73.7% |
| Participation rate | 90.4% | 68.8%+21.6pp | 81.7%+8.7pp | 69.3%+21.1pp |
| Annual return | 8.48% | 23.59%-15.1pp | 122.10%-113.6pp | 318.61%-310.1pp |
| Employer contribution / active EE | $678 | $3,314-79.6% | $5,169-86.9% | $2,565-73.6% |
| Participant deferral / active EE | $5,665 | $3,424+65.5% | $5,569+1.7% | $3,952+43.3% |
| Admin fee / account holder | $5,681 | $7,214-21.3% | $16,244-65.0% | $6,261-9.3% |