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Participant contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,775 | $76,696-54.7% | $96,538-64.0% | $71,529-51.4% |
| Participation rate | 83.9% | 66.6%+17.4pp | 74.3%+9.6pp | 67.9%+16.0pp |
| Annual return | 16.57% | 48.32%-31.7pp | 35.74%-19.2pp | 28.97%-12.4pp |
| Employer contribution / active EE | $6,527 | $3,032+115.3% | $3,740+74.5% | $2,590+152.0% |
| Participant deferral / active EE | $1,296 | $3,770-65.6% | $4,880-73.4% | $4,291-69.8% |
| Admin fee / account holder | $32 | $2,030-98.4% | $6,737-99.5% | $1,588-98.0% |