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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,360 | $183,540-91.1% | $92,915-82.4% | - |
| Participation rate | 100.0% | 69.1%+30.9pp | 76.0%+24.0pp | - |
| Annual return | 21.95% | 7.80%+14.1pp | 109.45%-87.5pp | - |
| Employer contribution / active EE | $5,014 | $2,217+126.2% | $3,653+37.2% | - |
| Participant deferral / active EE | $751 | $3,031-75.2% | $4,238-82.3% | - |
| Admin fee / account holder | $10 | $9,074-99.9% | $5,796-99.8% | - |