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Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,928 | $64,176-51.8% | $112,263-72.5% | $66,949-53.8% |
| Participation rate | 100.0% | 68.4%+31.6pp | 75.1%+24.9pp | 69.8%+30.2pp |
| Annual return | -18.55% | -13.80%-4.7pp | 27.49%-46.0pp | 1.57%-20.1pp |
| Employer contribution / active EE | $9,177 | $3,007+205.2% | $3,636+152.4% | $2,545+260.5% |
| Participant deferral / active EE | $1,844 | $3,694-50.1% | $4,729-61.0% | $4,239-56.5% |
| Admin fee / account holder | $31 | $626-95.0% | $6,410-99.5% | $594-94.7% |