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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,764 | $144,124-62.7% | $117,857-54.4% | $147,585-63.6% |
| Participation rate | 50.0% | 83.4%-33.4pp | 79.7%-29.7pp | 82.8%-32.8pp |
| Annual return | 15.60% | 531.17%-515.6pp | 335.09%-319.5pp | 578.56%-563.0pp |
| Employer contribution / active EE | $18,668 | $4,897+281.2% | $3,786+393.1% | $4,876+282.8% |
| Participant deferral / active EE | $0 | $5,316-100.0% | $4,482-100.0% | $5,439-100.0% |
| Admin fee / account holder | $8,362 | $10,886-23.2% | $8,020+4.3% | $10,885-23.2% |