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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,178 | $154,209-5.9% | $130,062+11.6% | $139,487+4.1% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.5%-11.8pp | 80.3%-13.7pp |
| Annual return | 23.52% | 32.52%-9.0pp | -137.37%+160.9pp | 373.84%-350.3pp |
| Employer contribution / active EE | $4,446 | $5,292-16.0% | $4,322+2.9% | $4,755-6.5% |
| Participant deferral / active EE | $10,756 | $6,709+60.3% | $5,821+84.8% | $6,713+60.2% |
| Admin fee / account holder | $394 | $13,988-97.2% | $10,601-96.3% | $11,407-96.5% |