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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,911 | $217,427-33.8% | $185,837-22.6% | $167,518-14.1% |
| Participation rate | 66.7% | 86.0%-19.4pp | 81.7%-15.0pp | 82.1%-15.4pp |
| Annual return | 10.99% | 148.39%-137.4pp | 122.08%-111.1pp | 478.71%-467.7pp |
| Employer contribution / active EE | $8,790 | $5,874+49.6% | $5,168+70.1% | $4,838+81.7% |
| Participant deferral / active EE | $9,750 | $6,357+53.4% | $5,568+75.1% | $6,342+53.7% |
| Admin fee / account holder | $1,385 | $19,816-93.0% | $16,241-91.5% | $12,312-88.8% |