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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,027 | $167,362-11.6% | $143,799+2.9% | $134,532+10.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -28.55% | 0.47%-29.0pp | -0.04%-28.5pp | 418.27%-446.8pp |
| Employer contribution / active EE | $10,981 | $5,620+95.4% | $4,952+121.8% | $4,741+131.6% |
| Participant deferral / active EE | $14,900 | $6,447+131.1% | $5,638+164.3% | $6,401+132.8% |
| Admin fee / account holder | $1,264 | $18,094-93.0% | $14,677-91.4% | $11,429-88.9% |