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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,430 | $117,904+10.6% | $102,457+27.3% | $145,978-10.7% |
| Participation rate | 79.2% | 78.6%+0.6pp | 76.5%+2.7pp | 80.3%-1.1pp |
| Annual return | 54.69% | 31.80%+22.9pp | 29.41%+25.3pp | 550.52%-495.8pp |
| Employer contribution / active EE | $2,745 | $3,613-24.0% | $3,022-9.2% | $4,662-41.1% |
| Participant deferral / active EE | $7,587 | $5,733+32.3% | $5,054+50.1% | $6,690+13.4% |
| Admin fee / account holder | $821 | $13,329-93.8% | $9,451-91.3% | $13,400-93.9% |