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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,430 | $117,829+10.7% | $102,423+27.3% | $145,877-10.6% |
| Participation rate | 79.2% | 78.6%+0.6pp | 76.5%+2.7pp | 80.3%-1.1pp |
| Annual return | 54.69% | 31.83%+22.9pp | 29.42%+25.3pp | 551.28%-496.6pp |
| Employer contribution / active EE | $2,745 | $3,615-24.1% | $3,023-9.2% | $4,663-41.1% |
| Participant deferral / active EE | $7,587 | $5,732+32.4% | $5,054+50.1% | $6,691+13.4% |
| Admin fee / account holder | $821 | $13,335-93.8% | $9,455-91.3% | $13,402-93.9% |