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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,845 | $112,112-43.1% | $95,956-33.5% | $158,950-59.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 7.78% | 171.15%-163.4pp | 91.63%-83.8pp | 302.91%-295.1pp |
| Employer contribution / active EE | $3,934 | $3,199+23.0% | $2,541+54.8% | $4,762-17.4% |
| Participant deferral / active EE | $4,934 | $4,784+3.1% | $4,167+18.4% | $5,983-17.5% |
| Admin fee / account holder | $869 | $10,134-91.4% | $6,797-87.2% | $11,248-92.3% |