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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,242 | $138,114+42.8% | $125,391+57.3% | $134,545+46.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.83% | 750.88%-768.7pp | 572.41%-590.2pp | 418.37%-436.2pp |
| Employer contribution / active EE | $15,331 | $5,246+192.2% | $4,816+218.3% | $4,742+223.3% |
| Participant deferral / active EE | $13,835 | $7,801+77.4% | $7,448+85.8% | $6,401+116.1% |
| Admin fee / account holder | $27,444 | $11,570+137.2% | $10,009+174.2% | $11,431+140.1% |