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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,808 | $165,399+34.7% | $149,745+48.8% | $158,982+40.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.36% | 348.34%-332.0pp | 276.72%-260.4pp | 302.99%-286.6pp |
| Employer contribution / active EE | $11,144 | $5,105+118.3% | $4,646+139.9% | $4,763+134.0% |
| Participant deferral / active EE | $10,418 | $7,183+45.0% | $6,843+52.2% | $5,983+74.1% |
| Admin fee / account holder | $733 | $10,811-93.2% | $9,312-92.1% | $11,252-93.5% |