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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,199 | $157,304+26.6% | $141,197+41.1% | $152,909+30.3% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.5%+5.0pp |
| Annual return | 25.92% | 64.34%-38.4pp | 71.41%-45.5pp | 345.46%-319.5pp |
| Employer contribution / active EE | $9,232 | $5,263+75.4% | $4,736+94.9% | $4,764+93.8% |
| Participant deferral / active EE | $8,283 | $7,111+16.5% | $6,710+23.4% | $5,851+41.5% |
| Admin fee / account holder | $825 | $12,126-93.2% | $10,265-92.0% | $11,601-92.9% |