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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,629 | $175,231-86.5% | $149,696-84.2% | $139,466-83.1% |
| Participation rate | 55.6% | 83.4%-27.8pp | 78.8%-23.2pp | 80.3%-24.8pp |
| Annual return | 16.32% | 166.77%-150.5pp | 134.46%-118.1pp | 373.66%-357.3pp |
| Employer contribution / active EE | $4,548 | $5,478-17.0% | $4,821-5.7% | $4,754-4.3% |
| Participant deferral / active EE | $4,259 | $6,521-34.7% | $5,682-25.0% | $6,712-36.5% |
| Admin fee / account holder | $1,659 | $16,155-89.7% | $13,212-87.4% | $11,409-85.5% |