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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,447 | $217,432-92.4% | $185,849-91.2% | $167,536-90.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.86% | 148.42%-132.6pp | 122.10%-106.2pp | 478.82%-463.0pp |
| Employer contribution / active EE | $858 | $5,875-85.4% | $5,169-83.4% | $4,839-82.3% |
| Participant deferral / active EE | $12,149 | $6,357+91.1% | $5,569+118.2% | $6,342+91.6% |
| Admin fee / account holder | $333 | $19,818-98.3% | $16,244-98.0% | $12,315-97.3% |