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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,538 | $85,766-79.6% | $136,298-87.1% | $70,126-75.0% |
| Participation rate | 79.3% | 74.2%+5.2pp | 81.9%-2.6pp | 69.5%+9.8pp |
| Annual return | 23.04% | 31.46%-8.4pp | 5156.27%-5133.2pp | 73.15%-50.1pp |
| Employer contribution / active EE | $3,949 | $2,966+33.1% | $4,696-15.9% | $2,343+68.6% |
| Participant deferral / active EE | $5,684 | $5,051+12.5% | $6,247-9.0% | $3,332+70.6% |
| Admin fee / account holder | $573 | $5,421-89.4% | $9,244-93.8% | $4,645-87.7% |