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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,206 | $49,897-31.4% | $80,648-57.6% | $75,177-54.5% |
| Participation rate | 74.5% | 55.3%+19.2pp | 67.0%+7.5pp | 67.2%+7.3pp |
| Annual return | 20.13% | 34.68%-14.5pp | 937.21%-917.1pp | 160.75%-140.6pp |
| Employer contribution / active EE | $3,207 | $1,699+88.7% | $2,724+17.7% | $2,671+20.1% |
| Participant deferral / active EE | $4,728 | $2,992+58.0% | $4,443+6.4% | $4,126+14.6% |
| Admin fee / account holder | $770 | $3,579-78.5% | $5,382-85.7% | $5,651-86.4% |