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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,854 | $162,136+115.8% | $152,301+129.7% | $154,746+126.1% |
| Participation rate | 71.4% | 84.1%-12.7pp | 82.4%-11.0pp | 80.7%-9.3pp |
| Annual return | 16.25% | 91.02%-74.8pp | 80.50%-64.2pp | 172.34%-156.1pp |
| Employer contribution / active EE | $16,877 | $4,890+245.1% | $4,624+264.9% | $4,379+285.4% |
| Participant deferral / active EE | $7,722 | $8,341-7.4% | $8,004-3.5% | $6,730+14.7% |
| Admin fee / account holder | $4,081 | $15,759-74.1% | $14,398-71.7% | $14,365-71.6% |