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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,222 | $148,623+58.9% | $135,974+73.7% | $139,466+69.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.80% | 79.30%-62.5pp | 68.30%-51.5pp | 373.66%-356.9pp |
| Employer contribution / active EE | $2,679 | $5,246-48.9% | $4,859-44.9% | $4,754-43.6% |
| Participant deferral / active EE | $7,491 | $8,103-7.6% | $7,760-3.5% | $6,712+11.6% |
| Admin fee / account holder | $4,712 | $12,406-62.0% | $10,767-56.2% | $11,409-58.7% |