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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,237 | $157,304-15.3% | $141,197-5.6% | $152,909-12.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.10% | 64.34%-42.2pp | 71.41%-49.3pp | 345.46%-323.4pp |
| Employer contribution / active EE | $7,566 | $5,263+43.8% | $4,736+59.8% | $4,764+58.8% |
| Participant deferral / active EE | $7,983 | $7,111+12.3% | $6,710+19.0% | $5,851+36.4% |
| Admin fee / account holder | $777 | $12,126-93.6% | $10,265-92.4% | $11,601-93.3% |