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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,710 | $106,280-40.1% | $96,538-34.0% | $139,487-54.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 24.46% | 38.48%-14.0pp | 35.74%-11.3pp | 373.84%-349.4pp |
| Employer contribution / active EE | $2,397 | $4,107-41.6% | $3,740-35.9% | $4,755-49.6% |
| Participant deferral / active EE | $7,774 | $5,457+42.5% | $4,880+59.3% | $6,713+15.8% |
| Admin fee / account holder | $3,019 | $7,888-61.7% | $6,737-55.2% | $11,407-73.5% |