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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,788 | $107,368-65.7% | $92,915-60.4% | $152,909-75.9% |
| Participation rate | 38.5% | 79.8%-41.3pp | 76.0%-37.5pp | 82.5%-44.0pp |
| Annual return | 33.17% | 145.64%-112.5pp | 109.45%-76.3pp | 345.46%-312.3pp |
| Employer contribution / active EE | $1,043 | $4,222-75.3% | $3,653-71.4% | $4,764-78.1% |
| Participant deferral / active EE | $3,093 | $4,848-36.2% | $4,238-27.0% | $5,851-47.1% |
| Admin fee / account holder | $0 | $7,082-100.0% | $5,796-100.0% | $11,601-100.0% |