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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,106 | $133,998-61.9% | $112,263-54.5% | $134,545-62.0% |
| Participation rate | 72.7% | 78.6%-5.8pp | 75.1%-2.3pp | 81.2%-8.5pp |
| Annual return | -20.69% | 47.17%-67.9pp | 27.49%-48.2pp | 418.37%-439.1pp |
| Employer contribution / active EE | $1,950 | $4,040-51.7% | $3,636-46.4% | $4,742-58.9% |
| Participant deferral / active EE | $5,141 | $5,292-2.9% | $4,729+8.7% | $6,401-19.7% |
| Admin fee / account holder | $895 | $7,493-88.1% | $6,410-86.0% | $11,431-92.2% |