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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,818 | $111,535+38.8% | $105,223+47.1% | $137,256+12.8% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 80.0%-5.0pp |
| Annual return | 14.41% | 237.85%-223.4pp | 180.65%-166.2pp | 220.34%-205.9pp |
| Employer contribution / active EE | $3,025 | $3,939-23.2% | $3,689-18.0% | $4,156-27.2% |
| Participant deferral / active EE | $10,722 | $5,500+94.9% | $5,072+111.4% | $6,407+67.4% |
| Admin fee / account holder | $6,484 | $9,721-33.3% | $8,859-26.8% | $12,270-47.2% |