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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,700 | $110,410-15.1% | $102,437-8.5% | $145,897-35.8% |
| Participation rate | 70.0% | 77.9%-7.9pp | 74.5%-4.5pp | 80.3%-10.3pp |
| Annual return | 20.87% | 24.85%-4.0pp | 24.95%-4.1pp | 552.29%-531.4pp |
| Employer contribution / active EE | $2,223 | $4,217-47.3% | $3,871-42.6% | $4,663-52.3% |
| Participant deferral / active EE | $4,785 | $5,622-14.9% | $5,060-5.4% | $6,689-28.5% |
| Admin fee / account holder | $1,716 | $9,745-82.4% | $8,388-79.5% | $13,390-87.2% |