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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,818 | $129,737+19.3% | $119,126+30.0% | $154,7460% |
| Participation rate | 75.0% | 78.9%-3.9pp | 75.8%-0.8pp | 80.7%-5.7pp |
| Annual return | 14.41% | 379.08%-364.7pp | 282.11%-267.7pp | 172.34%-157.9pp |
| Employer contribution / active EE | $3,025 | $4,375-30.9% | $4,034-25.0% | $4,379-30.9% |
| Participant deferral / active EE | $10,722 | $5,842+83.5% | $5,318+101.6% | $6,730+59.3% |
| Admin fee / account holder | $6,484 | $11,961-45.8% | $10,693-39.4% | $14,365-54.9% |