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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,381 | $106,001-40.2% | $92,235-31.3% | $147,585-57.1% |
| Participation rate | 92.9% | 80.4%+12.4pp | 76.5%+16.4pp | 82.8%+10.0pp |
| Annual return | 7.99% | 50.05%-42.1pp | 176.28%-168.3pp | 578.56%-570.6pp |
| Employer contribution / active EE | $11,262 | $4,333+159.9% | $3,679+206.1% | $4,876+131.0% |
| Participant deferral / active EE | $1,681 | $4,478-62.5% | $3,897-56.9% | $5,439-69.1% |
| Admin fee / account holder | $113,650 | $6,332+1694.7% | $5,194+2088.2% | $10,885+944.1% |